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National Payments Corporation of India (NPCI) is a technology driven organisation that believes in achieving its mission of 'Touching Every Indian with One or Other Payment Services'. NPCI ownership consists of 56 banks across all sectors.
NPCI currently offers 11 products to banks, who are the primary customers. The products of NPCI are: Bharat Interface for Money Unified Payments Interface, RuPay, Bharat BillPay, Bharat QR, National Financial Switch, Cheque Truncation System, - 99#, National Automated Clearing House, Immediate Payment Service, Aadhar Enabled Payment System and National Electronic Toll Collection.
All the 11 products of NPCI offer interoperability of payment transactions and settlement of funds between banks for various means of payments/remittance. Through its products NPCI constantly strives to bring difference to the lives of Indians. This way the organisation is helping towards transformation into a less-cash society. NPCI strictly follows industry best practices and has certified its system for various industry standards. NPCI invests huge capital on technology, upgrading the systems contemplating the future requirements and benchmarking the world's best available payment technologies and infrastructure. NPCI is well on the journey to achieve operational excellence in all the areas of service as crafted in the vision document 'To be the Best Payments Network Globally'.